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Is Rent to Own Housing Ever a Good Idea? – MoneyWise – Is Rent to Own Housing Ever a Good Idea? Posted on December 8, 2014 by gordon powers 1 Comment If you’ve been in the U.S. over the last couple of years, you’ve seen the signs – generally at large intersections: "Rent To Own!
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What Is Rent-to-Own Housing and Is It a Good Idea? – The Basics. Generally, the tenant will pay a fee, called option money, that will keep open the option of buying. In addition, it is common for the tenant to pay about 20% above the typical rent for the house. So if a home were to normally rent for $1000/month, a rent-to-own tenant would pay $1200.