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5 Signs It’s Time To Refinance Your Mortgage – You’ve probably heard that refinancing. low from a historical perspective. If you bought your house before the recession, you’ll likely be able to get a much better interest rate and you should be.
Why You Need a Great Credit Score in Retirement Too – Lenders may refuse to refinance at all for older people with iffy credit scores. older Americans are carrying startlingly. which can have an interest rate as low as 10%. Another is rolling over.
FHA loans. fha loans can be solid options for people with low credit scores because they have some of the most lenient qualifying requirements. The FHA will accept credit scores as low as 500 with a down payment of 10% or more. You will need a 580 score to make the minimum down payment of 3.5%.