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· As you search for a home, there’s an important step to take to help you know what you can afford: getting pre-approved for a mortgage. You might have a.
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Mortgage pre-approval is a process in which the lender reviews your financial background (credit score, income, debts, etc.). They do this to find out whether or not you’re qualified for a loan. They’ll also tell you how much they are willing to lend you. Getting pre-approved for a home loan benefits you in several ways.
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How much house can I afford? – How much house can I afford. approval based on your application, just not from this particular lender. If the answer is yes, you know you might be able to get another lender to approve you. How to.